Explore the Rules Behind Wallet Access
Our Terms & Conditions describe the agreement between you and gptoto when you create an account or continue using an existing one. They cover accurate registration details, phone verification before account access, keeping login details private, and using only payment methods shown for your account. A
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DANA, OVO, GoPay or QRIS transaction must belong to the account holder and may need a receipt or status check if the wallet result does not match the account record. Bank transfer and virtual account instructions are also governed by the conditions displayed at the relevant
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step. Access, eligibility and available services depend on local law. We may update wording when an operational or legal requirement changes, and we will make the current version available on this page.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.